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Well, that didn't take long. Ya gotta admire people who know how to get results, and get them fast. For that reason, I've got to take my hat off to the National Association of Home Builders, for pulling off something almost worthy of Wall Street: their own version of a federal bailout, of sorts.

And the beautiful part is, probably almost no one noticed. I didn't until I read several headlines about the bipartisan agreement on the $15 billion Foreclosure Prevention Act. It's been described as mortgage relief package, but it's relief for builders and the mortgage industry (read banks) — not consumers.

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