huffingtonpost.com — By now you have probably realized — correctly — that "financial reform" has turned into a victory lap for Wall Street. When they saved the big banks, with massive unconditional support (both explicit and implicit) over a year ago, top administration officials promised they would be back later to fix the underlying problems. This they — and Congress — manifestly have failed to do. Our banking structure remains unchanged, the rules will be tweaked at the margins, and the incentive and belief system that lies behind reckless risk-taking has only become more dangerous.
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